The Short-term Investment Opportunities at a Glance

For those of you who have a number of unused funds, put it in a variety of investment certainly is one of the right choice. You can choose a long term investment if the money was actually no you need in the near future. However short term investment you can also select with the consideration that the money would be disbursed any time when needed.

Differences in long-term investment and short term investments was at the time and also likuiditasnya. For short-term investments, funds that You enter the liquid can easily in a relatively short period of time. The ideal time for a short-term investment is maximized within one year.

Short Term Investment

There are some short term investment opportunities you can take. Maybe some of them are familiar to you because you’ve removed it. The following are some short-term investments that you can try:

Savings is just one example of a short term investment. When you save in banks, money you enter you can be cleared at any time.

In other words, when you need the money, You just drag in either the bank or through an ATM for those of you who use it. That’s an excess of savings.

Lack of savings is the interest rate is very low. You can’t expect more than the savings.

Deposits are a form of short-term investments that you can also try. Difference of deposit and savings is at a defined time period.

If the savings you can pick up funds at any time, unlike the case with deposits. In bank deposits, there is a period of time where the money you save you can not withdraw before maturity. For example you take deposit 3 months, then your money should be saved in a bank for 3 months. After that, you can take.

If You take the money before maturity, there is a penalty you have to pay. Deposits that could be taken within a period of 1 month, 3 month, 6 month and 1 year. Interest deposits will be higher than the interest rate savings.

There is a type of mutual fund short-term, too, can You try. Mutual funds related to the money market is a short-term mutual fund.

In this mutual fund, money that you entered will be applied to the form of short term bonds, bank Indonesia certificate and deposit. The percentage of the size of each type of investment it depends from the discussion that you do with a financial consultant to handle Your mutual fund.

Stocks can be long or short term investments. There are shares in the capital market fluctuations in price soon enough. These stocks are suitable for short term investments. You can conduct transactions of buying and selling in the short term.

Sharp saw any chance of going to give you an advantage for you. So is the case with short term investments. You can profit from every form of investment.